What credit score do you need for care credit plastic surgery

Are you interested in Plastic Surgery but need flexibility with financing your procedure? At Edina Plastic Surgery, we offer several options to fit our patients’ lifestyles and budgets, including CareCredit®. Our team has successfully helped hundreds of our patients find the best solution to meet their needs and accomplish their goals year after year through CareCredit’s simple payment plans. Let’s take a closer look at CareCredit® financing and how it can responsibly help you realize your dream of having plastic surgery.

What is CareCredit®?

CareCredit® is essentially a healthcare financing credit card. Because few cosmetic surgeries are covered by health insurance, and interest rates on traditional credit cards can be outrageously high, many people give up on the dream of ever having plastic surgery. CareCredit® breaks down the cost of your surgery into smaller monthly payments and, if you qualify, does not charge interest when your balance is paid off in full within 12 months at Edina Plastic Surgery!

How does CareCredit® work?

CareCredit® specializes in helping people pay out-of-pocket expenses not covered by traditional medical insurance. It offers unique financing options that many patients would not receive with regular credit cards. Once a patient has been approved for CareCredit®, it can be used towards plastic surgery and even non-surgical treatments like CoolSculpting® and dermal fillers at our medical spa, Skin Artisans.

When you apply for CareCredit® financing through a link on the Edina Plastic Surgery website, you will be asked to enter a specific amount for the treatment you are interested in. You will also be asked for basic information similar to applying for a credit card. Our office staff can help walk you through the application process if you would like assistance and guide you through which payment plan option may be best for your financial situation.

CareCredit’s approval process takes less than 15 minutes! Once your application has been approved and you qualify for financing, our team will guide you through the next steps of deciding when payments will begin and how much you will pay each time, depending on the plan you select. Edina Plastic Surgery offers shorter term financing options of 6 and 12 months. No interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the total amount due by the end of the promotional period (within 6 or 12 months). If you do not, interest is charged from the original purchase date.

When is it advantageous to apply for CareCredit® Financing?

Once you have completed a complimentary consultation with a board-certified Edina Plastic Surgery plastic surgeon, you will have a much clearer view of your plastic surgery and its associated costs. If you aren’t financially able to pay this amount in full, or if it is more reasonable for your current financial position to split the payment into smaller increments, you may be a good candidate for financing through CareCredit®.

Can I see if I qualify without it impacting my credit score?

Yes! CLICK HERE to learn more about financing your procedure at Edina Plastic Surgery with CareCredit® and to see if you qualify!

Please feel free to email us at if you have further questions regarding CareCredit® financing or call us at (612) 688-3177.