Make sure you have the Routing Transit Number and the checking account number at the financial institution receiving the ACH credit.
Step 3
Transfers are generally credited within 2 to 3 business days, regardless of whether it’s a one-time or recurring transfer.
How to Transfer Funds to Your Account
Step 1
When speaking with the financial institution sending the transfer, be sure to ask not only if they offer ACH, but if any transfer limits apply.
Step 2
Authorize an ACH credit to your Navy Federal savings or
checking account, or an ACH debit to your Navy Federal Checking or MMSA. You will need your account number and routing/transit number (256074974).
Step 3
It may take several business days for the transaction to be credit to your checking account. There is
no fee charged by us for this service, but other financial institutions may charge.
The fee for both domestic and international outgoing transfers is $14.50.
The maximum dollar amount per transaction is $10,000.
Please note there is no option to be notified when funds are available for pickup at the receiving Western Union location.
Call Navy Federal at 1-888-842-6328
Visit a local branch
Send a secure message via online banking
Required Information for Domestic Transfers
Payee’s name
Pickup location
Money transfer information
Sender’s occupation (for requests over $3,000)
Required Information for International Transfers
Payee’s name
Pickup location
Money transfer information
Sender’s occupation (for requests over $3,000)
Foreign currency
Identification number
Other information may be required depending on the country to which funds are being sent
Additional Information
Verbal communication may be necessary on written request. For added security, requests over $5,000 to a third party must be submitted in writing at a branch.
Available for pickup at a Western Union Agent. This money transfer is through Navy Federal Credit Union and is not a Western Union transaction.
How do I send money to someone through Navy Federal?
Just sign in to Navy Federal mobile* or online banking and under the Send Money option, add your contact's email address or U.S. mobile phone number, and you're ready to go. Ask your recipients to enroll with Zelle® before you send them money—this will help them get your payment more quickly.
Can Navy Federal receive money with Zelle?
You can receive incoming Zelle transfers into your Navy Federal account; you should enroll in Zelle to receive your payment faster.
Can you wire money to Navy Federal Savings Account?
using direct deposit or wire transfer by providing the paying agency or financial institution with your entire account number and Navy Federal's routing/transit number, 2560-7497-4.
How long does it take to transfer money to Navy Federal?
Processing Time
Transfers are generally credited within 2 to 3 business days, regardless of whether it's a one-time or recurring transfer.
