How do you accept money on zelle

Q: When you Zelle someone do they have to accept it?

Once theyve enrolled their profile, theyll receive the money directly into the bank account they have associated with their profile. If the recipient doesnt enroll their Zelle® profile within 14 days, the payment will expire, and the funds will be returned to your account.

How it works:

Fast

Send and receive money in minutes1 while keeping your account information private.

Table of Contents Show

How it works:
Nearly Everywhere
Get started
How do I receive money with Zelle?
Can anyone accept a Zelle payment?
When you Zelle someone do they have to accept it?
Why can't I receive money on Zelle?

Easy

All you need is a U.S. bank account and a U.S. mobile number or email.

Free

Zelle® is free in our mobile app and Online Banking.

Nearly Everywhere

Zelle® is in most people's banking apps, and money is sent directly between accounts.1

Phone with the screen on the Transfer page of the Bank of America® Mobile
Banking app.

Get started

Open the Bank of America® Mobile Banking app. Sign in and tap "Transfer | Zelle®," and then follow the on-screen instructions.

You can also add the Bank of America widget to your home screen to link straight to your contacts, giving you fast, direct access to send and request money.

No matter where they bank, you'll know if your friends and family are already using Zelle® - just look for the purple z next to their contact.

How do I receive money with Zelle?

Someone sent me money with Zelle®, how do I receive it? If you have already enrolled with Zelle®, you do not need to take any further action. The money will move directly into your bank account associated with your profile, typically within minutes¹.

Can anyone accept a Zelle payment?

If your bank or credit union offers Zelle® - You can send money to almost anyone you know and trust with a bank account in the U.S. If your bank or credit union does NOT offer Zelle®- The person you want to send money to, or receive money from, must have access to Zelle® through their bank or credit union.

When you Zelle someone do they have to accept it?

Once they've enrolled their profile, they'll receive the money directly into the bank account they have associated with their profile. If the recipient doesn't enroll their Zelle® profile within 14 days, the payment will expire, and the funds will be returned to your account.

Why can't I receive money on Zelle?

There may be an issue with the email address or mobile number they have enrolled with Zelle®. You may verify with the Recipient they have fully enrolled with the email address or mobile number you are trying to send money, and have opted into receive notification.