Blue cross blue shield michigan pregnancy coverage

Blue Cross Blue Shield of Michigan and Blue Care Network are launching a new family building and maternity support offering for members in 2023 through a partnership with digital health platform Maven Clinic.

The program will be an extension of members' fertility and maternity benefits and will include 24/7 care navigation support, education and virtual clinics with obstetricians, pediatricians, lactation consultants, pediatric sleep coaches and psychologists, according to an Aug. 10 news release.

The three programs on the platform will consist of family building, maternity, and parenting and pediatrics. Family building will include resources for fertility treatment, preconception care, egg freezing, and adoption and surrogacy. Maternity will be a yearlong program with prenatal and postpartum resources, NICU support, high-risk pregnancy management and partner tracking. Parenting and pediatrics will provide parents with children aged 1 to 10 years with resources for pediatric care, parental coaching, special needs support and child care navigation.

A reimbursement tool, Maven Wallet, will be available for the family building program so self-funded employers can reimburse employees for adoption and surrogacy costs.

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Published June 19, 2020

Blue cross blue shield michigan pregnancy coverage

While data shows troubling trends in maternal health for the U.S., Blue Cross Blue Shield companies are creating supportive interventions for mothers-to-be.

The most recent Blue Cross Blue Shield, The Health of America Report® on maternal health trends found that an increasing number of women are experiencing pregnancy and childbirth complications, as well as postpartum depression. These trends are made even more concerning in the wake of the coronavirus pandemic. As a result of social distancing practices and restrictions, over 1 in 4 women have missed prenatal appointments, which can help prevent complications.

Blue Cross and Blue Shield (BCBS) companies are at work to reverse these adverse trends, for the health of women and babies. In addition to creating wellness programs to care for mother and baby pre-, during and post-birth, they are also using case managers to intervene on members' behalf during difficult times. (Visit our Health Equity section to learn more about how BCBS companies are promoting maternal health equity in communities nationwide.)

Caring for normal- and high-risk pregnancies

  • Baby Yourself is a voluntary wellness program available to Blue Cross and Blue Shield of Alabama members at no cost. The program assigns expectant mothers their own personal nurse to guide them through the care journey before and after pregnancy. These nurses specialize in labor and delivery, postpartum care, neonatal intensive care, high-risk pregnancy care and more. The program also offers members access to a maternity app that provides timelines and weekly checklists to help expectant mothers track their pregnancies and stay on top of their appointments.

Empowering mothers-to-be

  • BlueCross BlueShield of South Carolina's (BCBS SC's) maternity coaching program offers tiered support for varying levels of need: low/medium-risk pregnancies, high-risk pregnancies and neonatal intensive care. In addition to helping expectant mothers lower their risk of complications, maternity health coaches—all registered nurses—help members navigate their BCBS SC benefits and answer any questions they may have along the way. They are also an important source of support for mothers, helping reduce the fear that can come with pregnancy and birth.

Providing specialized support

  • In Texas, when an expectant mother with a high-risk twin pregnancy entered Blue Cross and Blue Shield of Texas' (BCBS TX's) Special Beginnings program, she not only got support, but also camaraderie from medical management specialist Hillary Sandoval. Sandoval helped this Medicaid member navigate her journey, from a one-on-one prenatal class to home visits. Sandoval also gave the mother-to-be her personal number to call anytime with questions. The maternity program also provides mothers-to-be with risk factor identification and monitoring, ongoing education and customized support to meet their unique needs.

The Blue Cross and Blue Shield Association is a national federation of 36 independent, community-based and locally operated Blue Cross and Blue Shield companies that collectively provide health care coverage for one in three Americans.

What insurance should I get if I'm pregnant?

There are three types of health insurance plans that provide the best affordable options for pregnancy: employer-provided coverage, ACA plans and Medicaid.

Will my pregnancy be covered by insurance?

Yes. Routine prenatal, childbirth, and newborn care services are essential benefits. And all qualified health insurance plans must cover them, even if you were pregnant before your health coverage started.

Does Bcbsnc cover pregnancy?

If you are pregnant Office visits No Charge No Charge *See Family Planning section. Childbirth/delivery professional services No Charge No Charge None. Childbirth/delivery facility services No Charge No Charge Prior authorization may be required or services will not be covered.

How much does it cost to have a baby in Texas with Blue Cross Blue Shield?

Average costs for childbirth are up to $8,800, and well over $10,000 for C-section delivery.