Download Article Show Download Article A Best Buy credit card enables you to save money through discounts. The company offers a store credit card (which can only be used in Best Buy in-store or web purchases) and a Best Buy Visa card. You can apply for both cards online or in stores. Both Best Buy cards will earn you 5% back in rewards for all Best Buy purchases, but the Visa card will also get you 2% back in rewards on food and grocery purchases, as well as 1% back on other everyday purchases.[1]
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Advertisement ReferencesAbout This ArticleArticle SummaryX A Best Buy credit card allows you to save money through store discounts. To get one, you’ll need to be 18 years of age, have a Social Security number, and a form of photo ID. Apply on the Best Buy website or in your local store. In addition to your personal details, you’ll need to provide financial information like your annual income and monthly mortgage or rent payments. If you’re eligible, you can choose between the Best Buy credit card or the Visa card, which offers additional rewards on other everyday purchases outside of Best Buy. You’ll receive your new card in the mail within 7 to 14 days. For more tips from our Financial co-author, including how to find your nearest Best Buy store, read on! Did this summary help you? Thanks to all authors for creating a page that has been read 209,977 times. Reader Success Stories
Did this article help you?How do I speak to someone at Best Buy Credit Card?The easiest way you can reach the Best Buy® Credit Card customer service is either online or by phone at (888) 574-1301. Alternatively, you can contact customer service via mail.
Is Best Buy hard to get approved?The Best Buy® Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for the Best Buy® Credit Card. Approval odds are higher with the Best Buy Store Card; the minimum credit score required for this card is fair (640+).
Can I apply for Best Buy credit card in store?You can apply in-store or online for a Best Buy Citi credit card, but the process is a bit opaque, and you don't have any control over which version of the card you get.
What are my chances of getting approved for a Best Buy card?In general, you'll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you'll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version. Upon application review, some people will be approved instantly.
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