Bank of america cash rewards vs unlimited cash rewards

For the Unlimited Cash card, this means your 1.5 percent cash back rate could be boosted to 1.87 percent, 2.25 percent or 2.62 percent. With the Customized Cash card, your 3 percent category could earn 3.75 percent, 4.5 percent or 5.25 percent depending on your tier.

The Bank of America® Unlimited Cash Rewards credit card is simple: The card earns 1.5% unlimited cash back on all purchases, redeemable as a credit card statement credit or a deposit into an eligible Bank of America account, with no minimum redemption amount, no limit on the amount of rewards and no annual fee.

The Bank of America® Unlimited Cash Rewards credit card earns a decent 1.5% cash-back rate. That's the gold standard among cash-back credit cards and the least you should settle for on a rewards credit card if you have good credit (a FICO score of 690 or higher). The flat rate makes this card easy to manage.

The Bank of America® Unlimited Cash Rewards credit card is intended for cardholders with at least good credit, which typically means credit scores of 670 or better.