So, all of that being said, you're probably wondering about some of the different factors that affect your car insurance rates for this popular American sports car. Show
The Year of Your Dodge ChargerThe biggest factor that will affect the cost of your Charger insurance policy is the year of the vehicle. For instance, a 2022 or 2021 Dodge Charger is going to be a lot more expensive to insure than a 2016 or 2017 Dodge Charger. This is because most new cars lose up to 10% as soon as you drive them off of the lot! If you own a historic or classic model, these can also be expensive to insure since they have a far higher value that depends on their restoration’s depth. The Trim Model of the Dodge ChargerIn general, the smaller your engine is, the less you'll pay for insurance costs. Below, the most common Dodge Charger trim packages are listed in order from least expensive to insure to most expensive to insure:
The Color of Your Dodge ChargerIf your new charger has a basic silver, white, or black paint color, then you'll usually pay a little bit less than somebody who has a bright red, blue, or green paint color. This is because bright-colored cars are statistically likely to be in more accidents and commit more traffic violations. How Many Miles You Drive Your ChargerInsurance companies like State Farm (and most other insurers) charge car owners more if they plan on driving their car over 12,000 miles per year (the national average). If you drive less than this, however, you might stand to save a bit of money on your insurance quotes. Your Driving RecordIf you have a clean driving record (no recent accidents, tickets, or tax liens), then you'll get a better insurance rate. However, if you have been in past accidents or have had points added to your license from tickets, then you'll pay more. Your AgeDrivers under 25-years-old are, by far, the most expensive to insure. Once you hit age 35, though, you'll see a considerable drop in your monthly premium costs. Senior drivers (65 or older) have the best eligibility for cheap insurance. Your Credit ScoreYour credit score also affects your premium costs per month. If you have a low credit score, you're more likely to miss a payment or have your insurance lapse, costing the insurer more time and money to get your account up to date. The Dodge Charger is a popular American sports car and is noted as one of the last great sports sedans. It costs $2,635 per year to insure the 2021 Dodge Charger SXT, which equates to about $220 a month. The cheapest insurer for this luxury vehicle is State Farm. The market value of a 2021 Dodge Charger SXT is $26,975. We analyzed the average auto insurance rates for a Dodge Charger and the vehicle's competitors. But it's important to compare insurance quotes across multiple insurers to find the best insurance rate for your Dodge Charger.
Cheapest insurance company for the Dodge Charger: State FarmState Farm is the cheapest major insurer for the Dodge Charger with a rate of $1,663 per year. State Farm policyholders with a 2021 Dodge Charger will save $2,165 per year compared to Allstate, which is the most expensive large insurance company for the Charger.  Find Cheap Dodge Charger Insurance Quotes Currently insured? Find Insurers Travelers is the second-cheapest large insurer, costing just $18 more per month than State Farm to insure the 2021 Dodge Charger. Company Annual rate Monthly rate State Farm$1,663$139Country Financial$1,868$156Travelers$1,889$157Geico$2,127$177American Family$2,657$221Show All Rows Our sample driver is a 30-year-old, single man with a clean driving record. These insurance rates reflect quotes for a full-coverage policy across every ZIP code in Illinois. How much is car insurance for a Dodge Charger?On average, the cost to insure a Dodge Charger is $2,392 per year. Insurance rates will vary based on model year and vehicle value. Newer models are often more expensive, which is why you see the insurance rates steadily increase. Out of the models surveyed, the 2014 Dodge Charger is the cheapest to insure at $2,067 per year, which is $568 per year cheaper than the 2021 Dodge Charger. Insurance cost data for the 2022 Dodge Charger was not available, but insurance for a newer model is likely to cost more. Vehicle Market value Average Dodge Charger car insurance price 2021 Dodge Charger$26,975$2,6352020 Dodge Charger$26,557$2,5772019 Dodge Charger$25,512$2,5432018 Dodge Charger$22,551$2,4582017 Dodge Charger$18,676$2,3892016 Dodge Charger$15,685$2,2782015 Dodge Charger$13,495$2,1852014 Dodge Charger$9,195$2,067Insurance rates represent the annual cost of a full-coverage policy for a 30-year-old male driver for a Dodge Charger SXT. The insurance rates were gathered from every ZIP code in Illinois. Compare ratesVehicles with extra features can cost more to repair — and insure — than base models of that same vehicle. Cost of coverage for the Dodge Charger SXT and Dodge Charger GTWe collected insurance quotes for both the base SXT model and the more powerful GT but only found a slight difference in insurance cost between the SXT and the GT. Insurance for the Dodge Charger GT is actually $1 less per month. Model Average insurance cost Market value (2021) Dodge Charger SXT$2,635$26,975Dodge Charger GT$2,618$32,418Compare ratesThe Dodge Charger GT is a more expensive model with a more powerful engine. Types of trim can include different sets of features for the vehicle, which can often set the car's value. The trim level can also help predict the potential cost to insurers in the event of an accident. For example, the 2021 Dodge Charger SRT Hellcat has a market value of $78,573, which is $51,598 more than the 2021 Dodge Charger SXT. Because of this, 2021 Dodge Charger Hellcat owners will likely pay hundreds more per year for insurance than Dodge Charger SXT owners. How Dodge Charger insurance costs compare to other muscle carsCompared to other types of popular muscle cars on the market, the 2021 Dodge Charger's insurance rates can be a bit more expensive at $2,635 a year. The same sample driver was used to find insurance rates for muscle-car competitors compared to the Dodge Charger. The cost to insure a 2021 Chevy Camaro 1SS is $100 cheaper annually than the cost to insure a Dodge Charger, which is a mere $8 difference per month. The 2021 Ford Mustang is the most expensive, costing $2,676 to insure per year. Model Annual rate Monthly rate 2021 Chevrolet Camaro 1SS$2,534$2112021 Dodge Charger SXT$2,635$2202021 Ford Mustang GT$2,676$223MethodologyOur sample driver was a 30-year-old single man with a clean driving record. The rates, which were collected from every ZIP code in Illinois, reflect the cost of the full-coverage policy outlined below. Coverage type Study limits Bodily injury liability$50,000 per person/$100,000 per accidentProperty damage liability$25,000 per accidentUninsured/underinsured motorist bodily injury$50,000 per person/$100,000 per accidentComprehensive and collision$500 deductibleValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different. Dodge Charger average market values were obtained from Kelley Blue Book. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners. How much is Scat Pack monthly?Scat Pack lease costs between $650 and $1,406 per month.
In the 1960s, Dodge came up with the Scat Pack designation to encompass its three top-performing cars. Over the years, for a Dodge model to be classified as Scat Pack, it had to run a quarter-mile in less than 14 seconds.
Are Scat packs affordable?In fact, both Charger and Challenger Scat Packs have pretty great resale value. A look at used car listings shows that even a four or five year old example with nearly 50,000 miles on it is still hard to find for under $30,000. That means that if you buy one at the right price, there really isn't a whole lot to lose.
How much does it cost to maintain a scat pack?2020 Charger Sedan Scat Pack 4dr Sedan (6.4L 8cyl 8A). What should I pay for a scat pack?What to Pay. The Dodge Charger Scat Pack RWD has an MSRP of $50,340 and an Invoice Price of $49,486 including the Destination Charge. You should pay below the Target Price of $50,971. For credit scores between 781-850 our calculator assumes the national average new vehicle interest rate of 2.96%.
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Average insurance cost for charger scat pack
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