America first credit union mobile deposit cut off time

Mobile Deposits Depositing money has never been easier. First, endorse the check by signing your name on the back and writing "FOR AFCU MOBILE DEPOSIT ONLY" below your signature. Then use the mobile banking app to upload a picture of the front and the back of the check.

Funds deposited before 9:00 p.m. ET on a business day will generally be available the next business day. Funds deposited before 8:00 p.m. PT on a business day will generally be available the next business day. You will be notified if a hold is placed on any deposited funds.

Reservation of Right to Hold Depending on the type of check deposited, funds may not be available until the fifth business day after the day of deposit. However, the first $200.00 of a deposit will be available on the first business day after the day of deposit.

Mobile deposits can clear in just a few minutes, but it's best to expect about one business day. And by following a couple of quick checkpoints, you can avoid any hitches that could cause a delay. Because in today's impatient world, there's no need to wait much to get access to your money.