In this article, I’ll go over Walmart’s check-cashing limits and their fees. Show
Does Walmart cash checks? Yes, you can cash your check at your local Walmart in a fast and reliable manner.  Many Walmart shoppers need to know so they can make their trip to the Walmart store as useful as possible. There’s more good news. You aren’t required to have a bank account to cash your check, and you’re not required to register for the service – just bring your check and a valid ID. You can load the money from your cashed check onto a Walmart MoneyCard. If you get your card online, there is no issuance fee. And if you are reloading a money card the reload fee is waived! I have put together this article to guide you through the process of how the Walmart check cashing service operates.
What Kinds of Checks Does Walmart Cash?There are many different types of checks that you can walk in and cash at Walmart. They include pre-printed checks, checks from the government, payroll checks, tax checks, and cashier’s checks. But that’s not all. You may also cash insurance settlement checks, MoneyGram money orders, 401(k) or other retirement checks, and two-party personal checks. If you aren’t sure if the pre-printed check qualifies under Walmart’s check-cashing program, ask the staff at the money service center. So now that you know that Walmart does in fact cash checks, how do you do it? How to Cash Your Checks at WalmartWalmart makes the process easy for you to cash your checks in their stores. And remember, you don’t need an account, and you aren’t required to register first. You also aren’t required to shop in order to cash a check, although it’s probably a perfect time to take care of your shopping list and get some groceries. All you need to do to cash your check is to bring a valid photo ID (like a passport or a driver’s license) and the check. You’ll endorse the check by signing your name on the back. If you have questions about endorsing the staff at Walmart will be happy to assist you. [on a side note you might want to make extra money so that you have more checks to cash! If so, see my article on ideas to make an extra $1,000 per month]. Now, what exactly is this going to cost you for the cash checking service? Walmart Check Cashing Fees and LimitsIf your pre-printed check is less than $1,000 the maximum fee charged is $4. The charge is up to $8 for a pre-printed check over $1,000 and up to $5,000. Walmart doesn’t allow checks above $5,000 but makes an exception from January to April and increases their limit to $7,500 during this timeframe. Two-Party personal checks are only allowed up to $200. You are also limited to cashing a maximum of 3 checks per day. If you’d like to read more of Walmart’s details, they have the fees listed directly on their website. If you have a Walmart MoneyCard and choose to put the cash on the card they will waive their $3 reload fee. They also state that if you don’t have a MoneyCard and you register for one online, they will also waive the issue fee. Final Thoughts on Cashing Checks at WalmartWalmart check cashing services are fast, reliable, affordable, and very convenient. Plus you’re not required to have a bank account to cash your checks. While the service is easy and great for many, it also comes at a cost. For example, my local bank never charges me to cash a check. I would recommend that you open a bank account at your local bank or credit union. By doing so you’ll receive services like check cashing at no extra charge. This is one of the reasons that I think personal finance is essential. If you don’t have other options, then using the service at Walmart is fine. But there are always other options and a local credit union would be happy to have your business. Many of them also have classes where they can help you improve your credit. It’s also handy to have a banker or a credit union employee know your situation so that they can assist you in getting a loan when you need one. I absolutely love personal finance and think it’s vital so keep in touch and I’m happy to share everything that I know! Disclosure: this article might contain links to the resources discussed. Brooks is an Entrepreneur, Sponge, Father, Husband, & Follower of the Golden Rule. He has over 15 years of experience as an entrepreneur after graduating with a BSBA in Finance from Auburn University. He’s addicted to growing new business ideas and any food that includes chocolate and peanut butter. Brooks is a firm believer in creating multiple streams of income and creates content here on BrooksConkle.com to help other hustlers in the areas of marketing, online business, personal finance, and real estate. Can I cash out a Bank of America check at Walmart?You can cash your check at any Walmart store with a Walmart money center. Walmart cashes various types of checks, including business, pre-printed, payroll, cashier's, cash refund, and so on. You do not need to register or have a bank account to cash your check at Walmart.
Can you cash a bank check at Walmart?Cash your payroll or government checks, including tax refund checks, at Walmart stores. Max $4 fee for cashing checks of up to $1,000; max $8 fee for cashing checks over $1,000 and up to $5,000 (or $7,500 during tax refund season).
Can I cash a Bank of America check without an account?It's possible to cash a check without a bank account by cashing it at the issuing bank or a check cashing store. It's also possible to cash a check if you've lost your ID by using an ATM or signing it over to someone else. Learn more below.
Can you cash Bank of America checks?Cashing check policies at different banks. Below, you'll get an overview of how ten national banks cash checks from non-customers: Bank of America: Bank of America permits checks written by Bank of America customers. Checks with a value greater than $50 will be charged $8 per check.
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Will walmart cash a bank of america check
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