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<div class="form-group search-wrapper"><label class="sr-only" for="s-field">Enter search text: </label><input class="search-input form-control search-filed" type="search" placeholder="Search UWHR" value="" id="s-field" name="term" title="Search for:"><div class="search-icons"><div class="icon erase-icon hide"><i class="fa fa-close"></i></div><div class="icon search-icon"><i class="fa fa-search"></i></div></div></div> </div> </div> </div> </div> <div class="uwhr-header"> <div class="row"> <div class="col-xs-12"> <h2 class="text-hide">University of Washington Human Resources</h2> <a target="_blank" class="uwhr-logo text-hide" href="https://hr.uw.edu/" title="University of Washington Human Resources Home">University of Washington Human Resources Home</a> <nav class="uwhr-dropdowns" id="siteNav" aria-label="Main Menu" role="navigation"><ul id="menu-dropdowns" class="menu"> <li class="nav-item nav-item-6 top-level-nav-item"><button class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" aria-controls="jobs" aria-haspopup="true">Jobs<i class="fa fa-lg"></i></button> <ul class="children depth-1 dropdown-popup" aria-expanded="false" id="jobs"> <li class="nav-item nav-item-33"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/jobs/">Why work at UW?</a></li> <li class="nav-item nav-item-34"><a target="_blank" class="external menu-item menu-item-type-custom menu-item-object-custom" href="https://uwhires.admin.washington.edu/eng/candidates/?szLocationID=88%20%20%20%20">Find a staff job</a></li> <li class="nav-item nav-item-3219"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://ap.washington.edu/ahr/academic-jobs/">Find an academic job</a></li> <li class="nav-item nav-item-5116"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://ap.washington.edu/ahr/academic-jobs/?unit_id=19160">Find a physician job</a></li> <li class="nav-item nav-item-3220"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://uw.joinhandshake.com/login">Find a student job</a></li> <li class="nav-item nav-item-4873"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/jobs/final-candidate-guide-to-covid-19-vaccination-requirement/">Final candidate guide to COVID-19 vaccination requirement</a></li> <li class="nav-item nav-item-113"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/jobs/before-you-apply/">Before you apply</a></li> <li class="nav-item nav-item-3221"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/jobs/diversity-and-inclusion/">Diversity and inclusion</a></li> <li class="nav-item nav-item-3222"><a 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href="http://hr.uw.edu/comp/classified-staff/overview/">Classified staff compensation</a></li> <li class="nav-item nav-item-4031"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/comp/totalcomp/">Total compensation statements</a></li> </ul></li> <li class="nav-item nav-item-36 has-children menu-group"><p class="menu-group-label">Benefits</p> <ul class="children depth-2"> <li class="nav-item nav-item-41"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/benefits/insurance/health/">Health benefits</a></li> <li class="nav-item nav-item-42"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/benefits/insurance/other/life-insurance-accidental-death-dismemberment/">Insurance benefits</a></li> <li class="nav-item nav-item-43"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/benefits/retirement-plans/">Retirement plans</a></li> </ul></li> <li class="nav-item nav-item-37 has-children menu-group"><p class="menu-group-label">WorkLife</p> <ul class="children depth-2"> <li class="nav-item nav-item-46"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/child-care/">Child care &amp; parenting</a></li> <li class="nav-item nav-item-3279"><a target="_blank" class="menu-item menu-item-type-post_type menu-item-object-page" href="https://hr.uw.edu/community/">Community</a></li> <li class="nav-item nav-item-49"><a target="_blank" class="external menu-item menu-item-type-custom menu-item-object-custom" href="http://thewholeu.uw.edu/discounts">Discounts and perks</a></li> <li class="nav-item nav-item-1537"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/elder-care/">Elder care</a></li> <li class="nav-item nav-item-2997"><a 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href="http://hr.uw.edu/ops/leaves/">Leaves</a></li> <li class="nav-item nav-item-51"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/ops/leaves/holiday-calendar/">Holiday schedule</a></li> <li class="nav-item nav-item-52"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/policies/flexwork/">Flexwork</a></li> </ul></li> </ul></li> <li class="nav-item nav-item-8 top-level-nav-item"><button class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" aria-controls="workplace-essentials" aria-haspopup="true">Workplace Essentials<i class="fa fa-lg"></i></button> <ul class="children depth-1 dropdown-popup" aria-expanded="false" id="workplace-essentials"> <li class="nav-item nav-item-53 has-children menu-group"><p class="menu-group-label">Employee Support</p> <ul class="children depth-2"> <li class="nav-item nav-item-56"><a target="_blank" 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Resources</p> <ul class="children depth-2"> <li class="nav-item nav-item-654"><a target="_blank" class="external menu-item menu-item-type-custom menu-item-object-custom" href="https://uwhires.admin.washington.edu/ENG/default.cfm?szcat=hm">UWHIRES login</a></li> <li class="nav-item nav-item-68"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/talent/hiring-process/">Hiring process</a></li> <li class="nav-item nav-item-67"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/talent/onboarding/new-employee-onboarding/">New employees</a></li> <li class="nav-item nav-item-4019"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/pod/organizational-excellence-and-development/organizations/enhancing-the-employee-experience/">Employee experience tools</a></li> <li class="nav-item nav-item-66"><a target="_blank" class="menu-item 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nav-item-4455"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/returntowork/">Return to onsite work</a></li> <li class="nav-item nav-item-4081"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/caregiving/">Child and family care during COVID-19</a></li> <li class="nav-item nav-item-3955"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/diversity/">Diversity, equity, and inclusion</a></li> <li class="nav-item nav-item-4991"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/vphr/emergencyfund/">Employee Emergency Fund</a></li> <li class="nav-item nav-item-3987"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/vphr/cop/">HR Community of Practice</a></li> <li class="nav-item nav-item-5092"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="https://hr.uw.edu/hybridwork/">Hybrid work</a></li> </ul></li> </ul></li> <li class="nav-item nav-item-9 top-level-nav-item"><button class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children" aria-controls="forms-contracts-and-policies" aria-haspopup="true">Employment programs &amp; contracts<i class="fa fa-lg"></i></button> <ul class="children depth-1 dropdown-popup" aria-expanded="false" id="forms-contracts-and-policies"> <li class="nav-item nav-item-4978"><a target="_blank" class="menu-item menu-item-type-post_type menu-item-object-page" href="https://hr.uw.edu/policies/employment-programs/">Employment programs at UW</a></li> <li class="nav-item nav-item-5011"><a target="_blank" class="menu-item menu-item-type-post_type menu-item-object-page" href="https://hr.uw.edu/position-management-policy-for-staff-and-student-employment/">Position management</a></li> <li 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Development</a></li> <li class="nav-item nav-item-83"><a target="_blank" class="menu-item menu-item-type-custom menu-item-object-custom" href="http://hr.uw.edu/talent/">Total Talent Management</a></li> </ul></li> </ul></nav><button class="uwhr-mobile-menu-toggle" type="button" data-toggle="collapse" data-target="#mobileMenu" aria-expanded="false" aria-controls="mobileMenu">Menu <i class="fa fa-2x"></i></button> </div> </div> </div> <div class="uwhr-mobile-menu"><div class="collapse" id="mobileMenu"><div class="uwhr-mobile-menu-wrapper"><nav class="uwhr-accordion-menu uwhr-accordion-menu-dark" aria-label="Main Menu" role="navigation"><ul id="menu-dropdowns-1" class="menu"> <li class="page-item page-item-6 has-children"><button data-toggle="collapse" data-target="#jobs-mm" aria-controls="jobs-mm" class="page-item page-item-6 children-toggle">Jobs<i class="fa fa-2x"></i></button> <ul class="children collapse depth-1" id="jobs-mm"> <li class="page-item page-item-33"><a target="_blank" 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menu-item-object-custom">Temporary work</a></li> <li class="page-item page-item-3223"><a target="_blank" href="https://hr.uw.edu/jobs/uw-recruiters-job-fairs/" class="menu-item menu-item-type-custom menu-item-object-custom">UW recruiters &amp; job fairs</a></li> <li class="page-item page-item-3224"><a target="_blank" href="https://hr.uw.edu/jobs/uw-critical-hiring-needs/" class="menu-item menu-item-type-custom menu-item-object-custom">UW critical hiring needs</a></li> <li class="page-item page-item-5297"><a target="_blank" href="https://hr.uw.edu/jobs/signing-bonuses/" class="menu-item menu-item-type-custom menu-item-object-custom">Signing bonuses</a></li> <li class="page-item page-item-4515"><a target="_blank" href="https://hr.uw.edu/jobs/employee-referral-program/" class="menu-item menu-item-type-custom menu-item-object-custom">Employee referral program</a></li> </ul></li> <li class="page-item page-item-7 has-children"><button data-toggle="collapse" data-target="#total-rewards-mm" aria-controls="total-rewards-mm" class="page-item page-item-7 children-toggle">Total Rewards<i class="fa fa-2x"></i></button> <ul class="children collapse depth-1" id="total-rewards-mm"> <li class="page-item page-item-35 has-children"><button data-toggle="collapse" data-target="#compensation-mm" aria-controls="compensation-mm" class="page-item page-item-35 children-toggle">Compensation<i class="fa fa-2x"></i></button> <ul class="children collapse depth-2" id="compensation-mm"> <li class="page-item page-item-39"><a target="_blank" href="http://hr.uw.edu/comp/professional-staff/overview/" class="menu-item menu-item-type-custom menu-item-object-custom">Professional staff compensation</a></li> <li class="page-item page-item-40"><a target="_blank" href="http://hr.uw.edu/comp/classified-staff/overview/" class="menu-item menu-item-type-custom menu-item-object-custom">Classified staff compensation</a></li> <li class="page-item page-item-4031"><a target="_blank" href="https://hr.uw.edu/comp/totalcomp/" class="menu-item menu-item-type-custom menu-item-object-custom">Total compensation statements</a></li> </ul></li> <li class="page-item page-item-36 has-children"><button data-toggle="collapse" data-target="#benefits-mm" aria-controls="benefits-mm" class="page-item page-item-36 children-toggle">Benefits<i class="fa fa-2x"></i></button> <ul class="children collapse depth-2" id="benefits-mm"> <li class="page-item page-item-41"><a target="_blank" href="http://hr.uw.edu/benefits/insurance/health/" class="menu-item menu-item-type-custom menu-item-object-custom">Health benefits</a></li> <li class="page-item page-item-42"><a target="_blank" href="http://hr.uw.edu/benefits/insurance/other/life-insurance-accidental-death-dismemberment/" class="menu-item menu-item-type-custom menu-item-object-custom">Insurance benefits</a></li> <li class="page-item page-item-43"><a target="_blank" href="http://hr.uw.edu/benefits/retirement-plans/" class="menu-item menu-item-type-custom menu-item-object-custom">Retirement plans</a></li> </ul></li> <li class="page-item page-item-37 has-children"><button data-toggle="collapse" data-target="#worklife-mm" aria-controls="worklife-mm" class="page-item page-item-37 children-toggle">WorkLife<i class="fa fa-2x"></i></button> <ul class="children collapse depth-2" id="worklife-mm"> <li class="page-item page-item-46"><a target="_blank" href="https://hr.uw.edu/child-care/" class="menu-item menu-item-type-custom menu-item-object-custom">Child care &amp; parenting</a></li> <li class="page-item page-item-3279"><a target="_blank" href="https://hr.uw.edu/community/" class="menu-item menu-item-type-post_type menu-item-object-page">Community</a></li> <li class="page-item page-item-49"><a target="_blank" href="http://thewholeu.uw.edu/discounts" class="external menu-item menu-item-type-custom menu-item-object-custom">Discounts and perks</a></li> <li class="page-item page-item-1537"><a target="_blank" href="https://hr.uw.edu/elder-care/" class="menu-item menu-item-type-custom menu-item-object-custom">Elder care</a></li> <li class="page-item page-item-2997"><a target="_blank" href="https://hr.uw.edu/housing/" class="menu-item menu-item-type-post_type menu-item-object-page">Housing</a></li> <li class="page-item page-item-48"><a target="_blank" href="https://thewholeu.uw.edu/" class="external menu-item menu-item-type-custom menu-item-object-custom">The Whole U</a></li> <li class="page-item page-item-45"><a target="_blank" href="http://hr.uw.edu/benefits/uw-carelink/" class="menu-item menu-item-type-custom menu-item-object-custom">UW CareLink</a></li> <li class="page-item page-item-47"><a target="_blank" href="http://hr.uw.edu/cfd/" class="external menu-item menu-item-type-custom menu-item-object-custom">Workplace giving</a></li> </ul></li> <li class="page-item page-item-38 has-children"><button data-toggle="collapse" data-target="#leave-and-holiday-mm" aria-controls="leave-and-holiday-mm" class="page-item page-item-38 children-toggle">Time Off, Leaves, and Holidays<i class="fa fa-2x"></i></button> <ul class="children collapse depth-2" id="leave-and-holiday-mm"> <li class="page-item page-item-50"><a target="_blank" href="http://hr.uw.edu/ops/leaves/" class="menu-item menu-item-type-custom menu-item-object-custom">Leaves</a></li> <li class="page-item page-item-51"><a target="_blank" href="http://hr.uw.edu/ops/leaves/holiday-calendar/" class="menu-item menu-item-type-custom menu-item-object-custom">Holiday schedule</a></li> <li class="page-item page-item-52"><a target="_blank" href="http://hr.uw.edu/policies/flexwork/" class="menu-item menu-item-type-custom menu-item-object-custom">Flexwork</a></li> </ul></li> </ul></li> <li class="page-item page-item-8 has-children"><button data-toggle="collapse" data-target="#workplace-essentials-mm" aria-controls="workplace-essentials-mm" class="page-item page-item-8 children-toggle">Workplace 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class="menu-item menu-item-type-custom menu-item-object-custom">Employment verification</a></li> <li class="page-item page-item-55"><a target="_blank" href="http://hr.uw.edu/policies/complaint-resolution/" class="menu-item menu-item-type-custom menu-item-object-custom">Complaint resolution</a></li> <li class="page-item page-item-3445"><a target="_blank" href="https://hr.uw.edu/ops/transgender-resources/" class="menu-item menu-item-type-custom menu-item-object-custom">Transgender resources</a></li> <li class="page-item page-item-655"><a target="_blank" href="http://hr.uw.edu/benefits/life-events/change-your-address-name-gender-citizenship-or-birth-date/" class="menu-item menu-item-type-custom menu-item-object-custom">Update personal information</a></li> <li class="page-item page-item-57"><a target="_blank" href="http://www.washington.edu/safecampus/" class="external menu-item menu-item-type-custom menu-item-object-custom">UW SafeCampus</a></li> <li class="page-item page-item-70"><a 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href="http://hr.uw.edu/pod/organizational-excellence-and-development/individuals/career-tools-and-services/" class="menu-item menu-item-type-custom menu-item-object-custom">Career tools and services</a></li> <li class="page-item page-item-63"><a target="_blank" href="http://hr.uw.edu/pod/overview/tuition-exemption/" class="menu-item menu-item-type-custom menu-item-object-custom">Tuition exemption</a></li> <li class="page-item page-item-2527"><a target="_blank" href="https://hr.uw.edu/vphr/scholarships-for-employees-and-children/" class="menu-item menu-item-type-custom menu-item-object-custom">Scholarships</a></li> </ul></li> <li class="page-item page-item-65 has-children"><button data-toggle="collapse" data-target="#manager-resources-mm" aria-controls="manager-resources-mm" class="page-item page-item-65 children-toggle">Manager Resources<i class="fa fa-2x"></i></button> <ul class="children collapse depth-2" id="manager-resources-mm"> <li class="page-item page-item-654"><a target="_blank" href="https://uwhires.admin.washington.edu/ENG/default.cfm?szcat=hm" class="external menu-item menu-item-type-custom menu-item-object-custom">UWHIRES login</a></li> <li class="page-item page-item-68"><a target="_blank" href="https://hr.uw.edu/talent/hiring-process/" class="menu-item menu-item-type-custom menu-item-object-custom">Hiring process</a></li> <li class="page-item page-item-67"><a target="_blank" href="http://hr.uw.edu/talent/onboarding/new-employee-onboarding/" class="menu-item menu-item-type-custom menu-item-object-custom">New employees</a></li> <li class="page-item page-item-4019"><a target="_blank" href="https://hr.uw.edu/pod/organizational-excellence-and-development/organizations/enhancing-the-employee-experience/" class="menu-item menu-item-type-custom menu-item-object-custom">Employee experience tools</a></li> <li class="page-item page-item-66"><a target="_blank" href="http://hr.uw.edu/ops/performance-management/" class="menu-item menu-item-type-custom menu-item-object-custom">Performance management</a></li> <li class="page-item page-item-1466"><a target="_blank" href="http://hr.uw.edu/pod/organizational-excellence-and-development/organizations/succession-planning/" class="menu-item menu-item-type-custom menu-item-object-custom">Succession planning</a></li> <li class="page-item page-item-60"><a target="_blank" href="http://hr.uw.edu/pod/organizational-excellence-and-development/organizations/organizational-efficiency/" class="menu-item menu-item-type-custom menu-item-object-custom">Organizational development</a></li> <li class="page-item page-item-2905"><a target="_blank" href="https://hr.uw.edu/leadershipcafe" class="menu-item menu-item-type-custom menu-item-object-custom">Leadership Café</a></li> </ul></li> <li class="page-item page-item-4082 has-children"><button data-toggle="collapse" data-target="#covid-19-resources-mm" aria-controls="covid-19-resources-mm" class="page-item page-item-4082 children-toggle">Workplace Supports<i class="fa fa-2x"></i></button> <ul class="children collapse depth-2" id="covid-19-resources-mm"> <li class="page-item page-item-4455"><a target="_blank" href="https://hr.uw.edu/returntowork/" class="menu-item menu-item-type-custom menu-item-object-custom">Return to onsite work</a></li> <li class="page-item page-item-4081"><a target="_blank" href="https://hr.uw.edu/caregiving/" class="menu-item menu-item-type-custom menu-item-object-custom">Child and family care during COVID-19</a></li> <li class="page-item page-item-3955"><a target="_blank" href="https://hr.uw.edu/diversity/" class="menu-item menu-item-type-custom menu-item-object-custom">Diversity, equity, and inclusion</a></li> <li class="page-item page-item-4991"><a target="_blank" href="https://hr.uw.edu/vphr/emergencyfund/" class="menu-item menu-item-type-custom menu-item-object-custom">Employee Emergency Fund</a></li> <li class="page-item page-item-3987"><a target="_blank" href="https://hr.uw.edu/vphr/cop/" class="menu-item menu-item-type-custom menu-item-object-custom">HR Community of Practice</a></li> <li class="page-item page-item-5092"><a target="_blank" href="https://hr.uw.edu/hybridwork/" class="menu-item menu-item-type-custom menu-item-object-custom">Hybrid work</a></li> </ul></li> </ul></li> <li class="page-item page-item-9 has-children"><button data-toggle="collapse" data-target="#forms-contracts-and-policies-mm" aria-controls="forms-contracts-and-policies-mm" class="page-item page-item-9 children-toggle">Employment programs &amp; contracts<i class="fa fa-2x"></i></button> <ul class="children collapse depth-1" id="forms-contracts-and-policies-mm"> <li class="page-item page-item-4978"><a target="_blank" href="https://hr.uw.edu/policies/employment-programs/" class="menu-item menu-item-type-post_type menu-item-object-page">Employment programs at UW</a></li> <li class="page-item page-item-5011"><a target="_blank" href="https://hr.uw.edu/position-management-policy-for-staff-and-student-employment/" class="menu-item menu-item-type-post_type menu-item-object-page">Position management</a></li> <li class="page-item page-item-73"><a target="_blank" href="http://www.dop.wa.gov/Rules/Pages/default.aspx" class="external menu-item menu-item-type-custom menu-item-object-custom">Classified non-union information</a></li> <li class="page-item page-item-71"><a target="_blank" href="http://hr.uw.edu/labor/unions/" class="menu-item menu-item-type-custom menu-item-object-custom">Labor union contracts</a></li> <li class="page-item page-item-72"><a target="_blank" href="http://hr.uw.edu/professional-staff-program/" class="menu-item menu-item-type-custom menu-item-object-custom">Professional Staff Program</a></li> <li class="page-item page-item-5238"><a target="_blank" href="https://hr.uw.edu/studentemployment/" class="menu-item menu-item-type-custom menu-item-object-custom">Student employment</a></li> <li class="page-item page-item-5375"><a target="_blank" 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<li class="page-item page-item-4983"><a target="_blank" href="https://hr.uw.edu/position-management-policy-for-staff-and-student-employment/cyclic-year-positions/" class="menu-item menu-item-type-post_type menu-item-object-page">Cyclic year positions</a></li> <li class="page-item page-item-4984"><a target="_blank" href="https://hr.uw.edu/policies/position-management-policy-for-staff-and-student-employment/professional-staff-temporary-position-pstp/" class="menu-item menu-item-type-custom menu-item-object-custom">Professional staff temporary positions</a></li> </ul></li> </ul></li> <li class="page-item page-item-10 has-children"><button data-toggle="collapse" data-target="#offices-mm" aria-controls="offices-mm" class="page-item page-item-10 children-toggle">Offices<i class="fa fa-2x"></i></button> <ul class="children collapse depth-1" id="offices-mm"> <li class="page-item page-item-76"><a target="_blank" href="http://hr.uw.edu/vphr/" class="menu-item menu-item-type-custom 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action="https://hr.uw.edu/search-uwhr/search-results"><div class="form-group search-wrapper"><label class="sr-only" for="s-field">Enter search text: </label><input class="search-input form-control search-filed" type="search" placeholder="Search UWHR" value="" id="s-field" name="term" title="Search for:"><div class="search-icons"><div class="icon erase-icon hide"><i class="fa fa-close"></i></div><div class="icon search-icon"><i class="fa fa-search"></i></div></div></div></form></div></div></div> </header> <main id="mainContent" tabindex="-1" role="main"> <section class="uwhr-hero uwhr-hero-image hero-image-height center-v" style="background-image:url(https://hr.uw.edu/benefits/wp-content/uploads/sites/3/2016/05/cropped-fountain-XL-2.jpg)"> <div class="row"> <div class="container"> <h2 class="hero-title">Benefits</h2> </div> </div> </section> <section class="uwhr-body container"> <div class="row"> <nav class="uwhr-breadcrumbs" role="navigation" aria-label="Breadcrumbs"><ol class="breadcrumb"><li class="breadcrumb-item"><a target="_blank" href="https://hr.uw.edu/" title="University of Washington Human Resources"><i class="fa fa-lg fa-home"></i></a></li><li class="breadcrumb-item"><a target="_blank" href="https://hr.uw.edu/benefits/" title="Benefits">Benefits</a></li><li class="breadcrumb-item"><a target="_blank" href="https://hr.uw.edu/benefits/insurance/" title="Insurance">Insurance</a></li><li class="breadcrumb-item"><a target="_blank" href="https://hr.uw.edu/benefits/insurance/other/" title="Other insurance">Other insurance</a></li><li class="breadcrumb-item active">Long-term disability</li></ol></nav> <article class="uwhr-content col-lg-6 push-lg-3"> <h3 class="title">Long-term disability insurance</h3><div class="uwhr-toc" id="toc"><p class="h4 beefy gold">Table of Contents</p><span class="slant xs short gold"></span><p class="h6 m-a-0 thin"><a target="_blank" class="toc-link" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#enroll">Enroll</a></p><p class="h6 m-a-0 thin"><a target="_blank" class="toc-link" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#waiting-period">Waiting period</a></p><p class="h6 m-a-0 thin"><a target="_blank" class="toc-link" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#what-is-considered-a-disability">What is considered a disability?</a></p><p class="h6 m-a-0 thin"><a target="_blank" class="toc-link" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#waive-or-change-employee-paid-ltd-insurance">Waive or change employee-paid LTD insurance</a></p><p class="h6 m-a-0 thin"><a target="_blank" class="toc-link" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#file-a-ltd-claim">File a LTD claim</a></p><p class="h6 m-a-0 thin"><a target="_blank" class="toc-link" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#when-ltd-benefits-end">When LTD benefits end</a></p></div><p>If you’re currently healthy, disability insurance may seem unnecessary. Becoming disabled, however, is more common than you might think — the Social Security Administration estimates that just over one in four people will become disabled at some point before reaching age 67.</p> <p>While everyone hopes to avoid a debilitating illness or injury, there could come a time when you’re unable to work and earn a paycheck. Should this happen, long-term disability (LTD) insurance protects you and your family by paying you a portion of your income until you can get back to work.</p> <p>While enrolling in LTD insurance is automatic, understanding how it works can be tricky. Use these pages as a guide to your LTD benefits, and contact us if you need further help.</p> <h4 id="enroll">Enroll</h4> <p><span style="font-weight:400">All eligible UW employees</span><span style="font-weight:400"> are automatically enrolled in employer-paid LTD and employee-paid LTD. </span></p> <p><strong>Employer-paid LTD insurance</strong> costs you nothing; coverage is part of your benefits package. Should you lose your income, an approved employer-paid LTD coverage claim pays you, after a 90 day waiting period, $240 per month (it pays less if your salary is below $4,800 per year).</p> <p><strong>Employee-paid LTD insurance</strong> provides additional coverage beyond the employer-paid LTD insurance. You will be automatically enrolled in the default coverage, which is 60 percent of your pre-disability earnings, with a salary cap of $16,667 per month. You have the option to reduce your coverage to 50 percent of your pre-disability earnings or you can waive employee-paid coverage at any time. If after reducing or waiving coverage, you wish to re-enroll or increase your coverage, you will be required to provide an <a target="_blank" href="https://www.standard.com/eforms/16119_377661b.pdf">evidence of insurability</a> form which may include a health exam.</p> <p>Coverage isn’t additive. Your insurance payments may be reduced if you have other sources of income. These sources are called “deductible income” or “offsets,” and they are defined in the <a href="https://www.hca.wa.gov/assets/pebb/pebb-ltd-coc-2022.pdf" target="_blank" rel="noopener noreferrer">insurance plan booklet <small>(PDF)</small></a> <a target="_blank" href="https://www.hca.wa.gov/assets/pebb/pebb-ltd-coc-2023.pdf">(2023 version)</a>. For example, if you receive Social Security while you’re disabled, then your LTD benefit payments will be reduced by the amount of your Social Security benefit.</p> <p><b>How much does employee-paid LTD insurance cost?<br> </b><span style="font-weight:400">You pay a </span><a target="_blank" href="https://www.hca.wa.gov/employee-retiree-benefits/public-employees/long-term-disability-insurance-premiums"><span style="font-weight:400">monthly premium </span></a><span style="font-weight:400">equal to a percentage of your monthly salary. The cost of the premium depends on the percentage of coverage you choose, and which retirement plan you participate in. Employees with the UW Retirement Plan (UWRP) pay a slightly higher percentage than employees enrolled in a DRS retirement plan (PERS, TRS, LEOFF) or employees who aren’t enrolled in a retirement plan.</span></p> <table class="table table-striped table-sm"> <thead></thead> <tbody> <tr> <td colspan="4"><b>Cost (as a percentage of monthly salary)</b></td> </tr> <tr> <th style="text-align:center" scope="col"><b>Coverage Level</b></th> <th style="text-align:center" scope="col">UWRP plan</th> <th style="text-align:center" scope="col"><strong>PERS/TRS/LEOFF </strong> or no plan</th> </tr> </tbody> <tbody> <tr> <td style="text-align:center"><span style="font-weight:400">60% Coverage</span></td> <td style="text-align:center"><span style="font-weight:400">0.59%</span></td> <td style="text-align:center">&nbsp;<span style="font-weight:400">0.47%</span></td> </tr> <tr> <td style="text-align:center"><span style="font-weight:400">50% Coverage</span></td> <td style="text-align:center"><span style="font-weight:400">0.35%</span></td> <td style="text-align:center">&nbsp;<span style="font-weight:400">0.28%</span></td> </tr> </tbody> </table> <p><span style="font-weight:400">To calculate your monthly premium use the formula:</span></p> <p><span style="font-weight:400">Monthly gross earnings x employee rate = monthly premium.</span></p> <p class="uwhr-toc-top-btn"><a target="_blank" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#toc">Return to top</a></p><h4 id="waiting-period">Waiting period</h4> <p>Both employee-paid and employer-paid LTD have 90 day waiting periods. After you suffer a debilitating illness or injury, the waiting period is the length of time between when you stop working and start receiving benefits after your approved claim. In other words, it’s how long you have to wait before the insurance company begins paying you.</p> <p>During the waiting period you won’t be working, so you won’t be receiving a typical paycheck. You may still be paid, though, if you’ve saved up some sick leave (or another type of leave).</p> <p>Benefits start after the benefit-waiting period, which is the longer of:</p> <ul> <li>90 days;</li> <li>The entire period of sick leave (excluding shared leave) for which the employee is eligible;</li> <li>The “fractionated period” of paid time off (PTO) for which the employee is eligible, if your employer has a PTO plan, as those terms are defined in the policy;</li> <li>The entire period of other non-vacation salaried continuation leave for which the employee is eligible;<br> or</li> <li>The end of Washington Paid Family and Medical Leave for with the employee is receiving benefits.</li> </ul> <p>Benefits continue during your disability up to the maximum benefit period. The maximum benefit period is determined by your age when your disability begins.</p> <p class="uwhr-toc-top-btn"><a target="_blank" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#toc">Return to top</a></p><h4 id="what-is-considered-a-disability">What is considered a disability?</h4> <p>For LTD insurance claim&nbsp;purposes, the word disability has a very specific definition that may differ from your concept of a disabled person.</p> <p>A person with a disability is one who can’t work due to an illness or injury. In most cases the condition isn’t permanent — based on insurance claims, the average worker who becomes disabled misses work for about two and a half years. While sometimes an unlucky accident is the cause, most disabilities are due to relatively common illnesses such as neck and back pain, cancer, nervous system disorders, mental health problems, and heart conditions.</p> <p>There are stipulations, of course, such as what differentiates a fully disabled person from a partially disabled one and what “unable to work” means, exactly. These details are important, and you can review them in the <a href="https://www.hca.wa.gov/assets/pebb/pebb-ltd-coc-2022.pdf" target="_blank" rel="noopener noreferrer">insurance plan booklet <small>(PDF)</small></a> <a target="_blank" href="https://www.hca.wa.gov/assets/pebb/pebb-ltd-coc-2023.pdf">(2023 version)</a> under the “Definition of Disability” section.</p> <p>But in order to choose how much LTD coverage you need, you simply need to know that LTD insurance protects your income should you lose, either permanently or temporarily, your ability to work.</p> <p class="uwhr-toc-top-btn"><a target="_blank" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#toc">Return to top</a></p><h4 id="waive-or-change-employee-paid-ltd-insurance">Waive or change employee-paid LTD insurance</h4> <p>You can waive or change your employee-paid LTD coverage in Workday at any time, follow the instructions on the <a target="_blank" href="https://isc.uw.edu/user-guides/decrease-employee-paid-ltd/">Decrease Employee-Paid LTD Coverage User Guide</a>. If you waive or change your employee paid LTD, it will go into affect on the first of the following month.</p> <p class="uwhr-toc-top-btn"><a target="_blank" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#toc">Return to top</a></p><h4 id="file-a-ltd-claim">File a LTD claim</h4> <p>Contact the UW Benefits office when you know that you can’t return to work and need to file a LTD claim. Make sure to contact us before you’ve exhausted your paid leave. For more information on filing a LTD claim please review the <a class="uwhr-form" target="_blank" href="https://hr.uw.edu/benefits/wp-content/uploads/sites/3/2021/04/LTD-PEBB-submission-form-faq.pdf">LTD - PEBB - Submission Form FAQ (PDF)</a>.</p> <p>If your injury or illness is work related, contact Risk Services about <a href="https://risk.uw.edu/wc" target="_blank" rel="noopener noreferrer">workers’ compensation at UW</a>.</p> <p class="uwhr-toc-top-btn"><a target="_blank" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#toc">Return to top</a></p><h4 id="when-ltd-benefits-end">When LTD benefits end</h4> <p>In general, the insurance company stops paying you benefits either when you’re no longer disabled or when you turn 65. If you’re older than 61 when you become disabled, you receive benefits&nbsp;for the maximum benefit&nbsp;period&nbsp;shown in the table below, &nbsp;or your Social Security Normal Retirement Age (SSNRA), whichever is longest.</p> <div class="table-responsive"> <table class="table table-striped table-sm"> <thead> <tr> <th style="text-align:center" scope="col">Age</th> <th style="text-align:center" scope="col">Maximum benefit period</th> </tr> </thead> <tbody> <tr> <td style="text-align:center">61 or younger</td> <td style="text-align:center">To age 65, or SSNRA or<br> 42 months, whichever is longer</td> </tr> <tr> <td style="text-align:center">62</td> <td style="text-align:center">later of SSNRA or 42 months</td> </tr> <tr> <td style="text-align:center">63</td> <td style="text-align:center">later of SSNRA or 36 months</td> </tr> <tr> <td style="text-align:center">64</td> <td style="text-align:center">Later of SSNRA or 30 months</td> </tr> <tr> <td style="text-align:center">65</td> <td style="text-align:center">24 months</td> </tr> <tr> <td style="text-align:center">66</td> <td style="text-align:center">21 months</td> </tr> <tr> <td style="text-align:center">67</td> <td style="text-align:center">18 months</td> </tr> <tr> <td style="text-align:center">68</td> <td style="text-align:center">15 months</td> </tr> <tr> <td style="text-align:center">69 or older</td> <td style="text-align:center">12 months</td> </tr> </tbody> </table> </div> <p class="uwhr-toc-top-btn"><a target="_blank" href="https://hr.uw.edu/benefits/insurance/other/long-term-disability-insurance/#toc">Return to top</a></p> </article> <aside class="uwhr-sidebar" role="complementary"> <div id="text-5" class="widget widget_text"><h4>Contact</h4> <div class="textwidget"><p><strong>Benefits</strong><br> 206-543-4444<br> <a target="_blank" href="mailto:"></a><br> <a target="_blank" href="http://hr.uw.edu/benefits/benefits-office-location-and-contact-information/">Office locations</a></p> </div> </div> </aside> 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