Where to find checking account number bank of america

• Routing Numbers by State
• About Routing Numbers
• How To Find It
• On a Check
• How It's Used
• International Wire Transfers

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Knowing your Bank of America, Member FDIC, routing number can save you some time when you need to accomplish different banking tasks. But routing numbers can differ, depending on the state in which your account was opened and the type of transaction you make. Here’s how to locate your bank routing number.

Bank of America Routing Numbers by State

Consult this chart for every routing number Bank of America offers — in every state — so you can find your routing number right away.

What Is a Routing Number?

A bank routing number is assigned by the American Bankers Association and consists of nine digits that identify a financial institution in a transaction.

The first four numbers are Federal Reserve identifiers. The first two of those indicate in which of the 12 Federal Reserve Bank districts a bank is located, and the next two show which Federal Reserve check-processing center is assigned to your bank.

The next four numbers identify your banking institution, as banks are assigned identifying numbers much like checking accounts. The last number is a check digit, which is calculated from the first eight digits.

How To Find Your Routing Number

If you have a Bank of America checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Bank of America any time at 800-432-1000 to find the routing number for your account.

If you are at all confused about which number to use, you should consider calling Bank of America because using the right number could mean the difference between your money going into the right or wrong account.

How To Find Your Routing Number on a Check

If you’re wondering how to find routing number information for Bank of America on any of your personal checks, simply look at the first nine-digit number on the bottom left-hand side. You can also use the previous chart to find your Bank of America routing number.

Keep in mind that your check routing number will be different depending on where you opened your Bank of America account. Bank of America has branches in most U.S. states and each state has its own routing number, which makes processing easier and helps the bank manage accounts better.

For instance, Texas, Missouri, Illinois and Florida each have more than one routing number, so you should contact the bank or log into your online account to find the correct number for your account. If you’re even just one number off, your funds might go to the wrong place.

How Is Your Bank Routing Number Used?

If you have a Bank of America account, there are various reasons you might need to know your bank routing number. Here are some of the most common ones:

• Making online or phone payments
• Setting up automatic bill payments
• Processing checks
• Transferring money

Different Numbers for International Wire Transfers

A wire transfer is one of the fastest ways you can transfer money to someone electronically. The money is moved from one bank to another electronically, and you don’t need a check to complete the transaction.

If you’re moving the money abroad, you’re making an international transfer, and you might need to take exchange rates into consideration when you complete the transaction. The routing number on a check is different from the ones you use for wire transfers.

Make sure you use the correct number so the funds will be credited correctly. Here are Bank of America’s wire transfer numbers:

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Information is accurate as of Oct. 27, 2022.

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