When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare: Original Medicare (Part A and Part B) or a Medicare
Advantage Plan (Part C) . Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap). Use this information to help you compare your coverage options and decide what coverage is right for you. Original Medicare
Learn more about how Original Medicare works. Medicare Advantage (also known as Part C)
Learn more about how Medicare Advantage Plans work. Compare your Medicare optionsCan I get my health care from any doctor, other health care provider, or hospital?Original MedicareYou can go to any doctor or hospital that takes Medicare, anywhere in the U.S. In most cases, you don't need a referralto see a specialist. Medicare AdvantageIn many cases, you’ll need to only use doctors and other providers who are in the plan’s network (for non-emergency care). Some plans offer non-emergency coverage out of network, but typically at a higher cost. You may need to get a referralto see a specialist. Are prescriptions covered?Original MedicareYou can join a separate Medicare drug plan (Part D) to get Medicare drug coverage. Medicare AdvantageMedicare drug coverage is included in most plans. In most types of Medicare Advantage Plans, you can’t join a separate Medicare drug plan. You can join a separate Medicare drug plan with certain types of plans that:
You’ll be disenrolled from your Medicare Advantage Plan and returned to Original Medicare if both of these apply:
Should I get a supplemental policy?Original MedicareYou can get a Medicare Supplement Insurance (Medigap) policy to help pay your remaining out-of-pocket costs (like your 20% coinsurance). Or, you can use coverage from a former employer or union, or Medicaid. Medicare AdvantageYou can’t buy and don’t need Medigap. What are my costs?Original Medicare
Learn about the factors that affect your Original Medicare out-of-pocket costs. Medicare Advantage
Learn more about the costs for Medicare Advantage Plans. Other options
Find out how Medicare drug coverage works with other insurance.
Which health insurance is best for Medicare?Best Medicare Advantage Plans of 2023. Best Overall: AARP / UnitedHealthcare.. Best Overall, Runner up: Aetna.. High Medicare Star Ratings: Blue Cross Blue Shield.. Great for Nationwide Coverage: Humana.. Best for Customer Satisfaction: Kaiser Permanente.. Lowest Cost: Cigna.. Which is the best medical insurance for senior citizens?Best Health Insurance Plans for Senior Citizens. What is the highest rated Medicare Advantage Plan 2022?For 2022, Kaiser Permanente ranks as the best-rated provider of Medicare Advantage plans, scoring an average of 5 out of 5 stars.
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