Low down payment no credit check cars

Low down. No credit check. Got a job? Get a car today.

Econo Auto Sales is a legendary buy here pay here dealer. Why? We’re more flexible than most buy here pay here dealerships because we don’t follow a formula. Every situation is different and we evaluate each circumstance individually.

And, unlike some BHPH lots, we also allow extra time for down payments.

Bad Credit Loans

We have customers interested in car loans for bad credit coming to us to finance a car from Aurora, Arvada, Lakewood, Westminster, Longmont, Northglenn, Littleton, Englewood and Thornton.

Since bad credit car finance is our primary business, we offer more flexible terms than other bad credit car dealers can. It doesn’t matter whether your payment history is poor or if you have no finance history, we can help you.

Denver Used Cars

You’ll find a wide range of used cars, trucks and SUVs here and we get more and more vehicles in every day. Our entire used car inventory is fully serviced before being put up for sale.

In addition, we have several independent mechanics we work with who specialize in any mechanical need you may have. When you finance a car from us you’ll have access to mechanical discounts on any issues that may arise.

Buy Here Pay Here Car Lots

Our buy here pay here program is based on stability and not credit score, so it doesn’t matter what the credit bureau says. If you have bad credit, no credit or are a first time buyer we are the best and most flexible buy here pay here dealership you will find in the Denver/Lakewood area.

We can give you up to 45 days to complete your down payment and up to 60 days before your first payment is due.

If you have a low down payment or little money down then we can finance you.

We have provided lots of loans for people with poor payment history from Lakewood, Denver, Aurora, Littleton, Thornton, Longmont, Englewood and Wheatridge.

Discover How to Rebuild Credit

Most of our business is from repeat and referrals as we help people get back onto the right path to rebuilding their credit history.

When you finance a car, SUV or truck from us we work with independent companies who report your payments to the three major bureaus. This can potentially raise your score and lower your interest rates once your done paying off the loan.

It can also save you thousands of dollars over the long run and lower your monthly payment.

Bring in your low down payment and drive home with a new vehicle today! We can pre-approve you over the phone in 5 minutes.

You can come in and drive home in a new vehicle in under 2 hours.

Our no credit check loans help people with poor or no credit and first time buyers with a low down payment.

We’re conveniently located on the border of Lakewood and Denver but we have lots of customers finance with us from all over the metro area, including Aurora, Englewood, Longmont, Thornton, Northglenn, Wheatridge and Golden.

Buying a car with bad credit may seem impossible, but with us, even if you have a previous repossession, foreclosure, missed credit card payments, missed medical bills, or a low down payment we can finance you today.

Learn how to build credit with a car loan. All financing terms are W.A.C. & W.A.D. Call now and ask about our 60-90 days same as cash program with no interest.

We Finance Good People with Bad Credit

We finance good people with bad credit and in some cases provide no credit check car loans.

If you have any credit issues we will work with you. Call us now if you have any questions about your particular situation.

Our buy here pay here program is based on stability NOT credit score. With a down payment, pay stub, proof of income and driver’s license you can drive home today with a quality used car.

Our loans are short term and our monthly payments are affordable.

How to Buy a Car with Bad Credit

Our buy here pay here program is the most flexible in Denver. We work with any and all types of credit history even if you have a foreclosure, repossession, prior bankruptcy or any other related credit issues.

If you have a low down payment or are unsure if you can get financed give us a call now and we will work with you no matter how bad you think your credit situation may be.

While we don’t always have the car of your dreams we can find it for you! Call us now and we can pre-approve you for a loan and find the used car, truck or SUV you’ve always wanted.

If you have any questions on how buy here pay here works call or e-mail us now so you can get financed today!

Econo Auto Sales

Econo Auto Sales has been serving Denver, Aurora, Lakewood, Wheatridge, Thornton, Westminster, Northglenn and Aurora for 25 years!

We offer the best deals to good people with bad credit situations.

It doesn’t matter what your finance history is or what your credit report says, we will work with you.

Our used car inventory is carefully chosen and inspected to assure long lasting quality. We have a wide range of used cars, trucks and SUVs to fit anyone’s needs.

Auto Loans for Bad Credit

Econo Auto Sales specializes in making car loans for people with bad credit. We also work with first time buyers who have no previous credit history.

Our buy here pay here program is flexible. We offer 60 day deferred payments and 45 day deferred down payments.

If you have a low down payment call us now! We will still work with you.

“The Best Buy Here Pay Here Near Me”

We are a centrally-located Denver-based used car dealership that specializes in buy here pay here financing.

Our used car inventory is hand-picked to fit your needs.

Bad credit and no credit is welcome and we will gladly work with low down payments.

Our loans are short term so you can own your car faster.

We work with outside companies to get you back on the right track to rebuilding your financing track record.

We also have a number of cash vehicles available, with many cars under $5000.

It doesn’t matter if you live in Arvada, Denver, Lakewood, Wheatridge, Thornton, Westminster, Aurora, Longmont, Northglenn or Golden we can finance you today!

Call us now and get your pre-approval in less than 5 minutes 303-623-1926.

What credit score allows you to buy a car with no money down?

Purchasing a car with no money down might sound too good to be true, but many dealers, banks, and credit unions allow you to do that just. All you need is good credit and verification that you earn enough to pay back the loan. In general, you'll need a FICO score of at least 700 to qualify.

What is the lowest down payment for a car?

In general, you should strive to make a down payment of at least 20% of a new car's purchase price. For used cars, try for at least 10% down.

Can I get a car with a 500 credit score?

It's possible to get a car loan with a credit score of 500, but it'll cost you. People with credit scores of 500 or lower received an average rate of 13.97% for new-car loans and 20.67% for used-car loans in the second quarter of 2020, according to the Experian State of the Automotive Finance Market report.

Can you get a car with no money down with a 600 credit score?

Most banks and credit unions don't offer car loans to individuals with low (or subprime) credit scores. Therefore, if a consumer finds that their credit score is 600 or lower, they should look for a dealership that offers special financing.