Land for sale in texas owner finance

There are just about as many reasons to own land in Texas as there are stars in the sky above it. Whether you want to build a dream house, raise livestock, have private hunting grounds, or add to your investments, buying Texas properties can be a great way to get started. Think you’ll have trouble securing a loan from a bank? If so, you might believe you need to put your dreams on hold. Texas Acres is here to tell you that doesn’t have to be the case. We’re the best place to find Texas seller-financed properties that can allow you to get the acreage you want without the hassle of dealing with the banks.

How It Works

Unlike other Texas properties, all of the ones you see here are owned by us. That means you can buy land directly from us without having to go through the loan application process at a bank, though you still have that option. Choose the acreage that is best for you, and we’ll establish a payment plan in which you’ll make payments directly to us. All we ask for up front is a 10% down payment, although we may be able to adjust that amount to fit into your budget. It’s faster and easier than working through the traditional method, and we offer you more flexibility with our terms. If you want to learn more about how easy it can be to purchase seller-financed properties in Texas through us, click here.

Why Work With Us?

We have a wide range of properties available throughout the region. This means that no matter what you’re looking for, the chances are good that you’ll find something here that fits your needs perfectly. We’re dedicated to providing our customers with the opportunity to buy land through seller financing. If you want to learn more about what we have on hand right now, browse our current inventory on this page. Then, reach out to us to get started.

Hill Country USA offers long-term, fixed rate, owner financing on most of it's properties with as little as 5% down. Texas Veterans will also have the option of using the Texas Veterans Land Board Loan to purchase property on most of the ranches listed below.

Click any icon below to view each ranch.

Owner-financed contracts begin with a down payment, followed by scheduled payments to the seller (instead of the bank) according to terms that the seller and the buyer agree upon. Owner financed terms are offered for almost all of our rural Texas properties for sale.

The state of Texas is the second largest state in the nation in population and also in size, with 268,601 square miles. It is nicknamed the "Lone Star" state, in reference to its former status as an independent republic, and the struggle for independence from Mexico. The state's name comes from the word Tejas, which means "friends" in the Caddo language, a Native American language. Texas shares borders with Arkansas in the northeast, Oklahoma to the north, Louisiana to the east, New Mexico to the west, Mexico in the southwest, and the Gulf of Mexico in the southeast. The city of Houston is the most populous city in Texas, and other large cities are San Antonio, Dallas-Fort Worth, El Paso, and Austin, the state capital.

Due to its large size, Texas has a very diverse landscape, which resembles both the southern and the southwestern areas of the United States. Less than 10 percent of Texas' geography is desert, with much of the state covered in prairies, grasslands, forests, and the coastline. There is also terrain that ranges from coastal swamps to piney woods, rolling plains and hills, and the mountains of the Big Bend. Its borders are defined by rivers: the Rio Grande, which forms a natural border with Mexico, the Red River to the north, forming a natural border with Arkansas and Oklahoma, and the Sabine River to the east, forming a border with Louisiana. There are around 3,700 named streams and 15 major rivers in total, in addition to many natural lakes and artificial reservoirs. Texas intersects multiple climate zones causing some variable weather. The Panhandle area and the mountainous areas of West Texas have colder winters with some snowfall, the north's winters are slightly more mild, and the Gulf Coast area has very mild winters.

Texas has a large and varied economy, due to its size and population. The petroleum industry has thrived since oil was discovered, which contributes much to the economy. The largest oil refinery in the country is located in the Houston area and Texas also produces one-fourth of the country's supply of natural gas. Texas has more farms and the highest acreage of farmland in the country. Livestock and livestock products dominate the agricultural economy and beef cattle production is the largest area of Texas agriculture. Texas produces cattle, horses, sheep, goats, wool, mohair, and hay, as well as cereal crops and produce. Commercial fishing is a large industry, and with abundant mineral resources, the state is a leading producer of cement, crushed stone, lime, salt, sand, and gravel. Texas has several large university systems and has a growing economy in high tech industries. The aeronautics industry also contributes to the state's economy with a NASA space center near Houston and Lockheed Martin's Aeronautics division in Fort Worth. Additionally, Texas has a strong economy in retail, wholesale, banking, insurance, and construction industries. Mexico is the state's largest trading partner, importing a third of Texas' exports.

Can I owner finance land in Texas?

Owner-financed contracts begin with a down payment, followed by scheduled payments to the seller (instead of the bank) according to terms that the seller and the buyer agree upon. Owner financed terms are offered for almost all of our rural Texas properties for sale.

Is owner financing illegal in Texas?

Due-on-Sale Issues in Owner Finance Owner financing while a loan is in place is neither illegal nor a breach of contract. It does not violate the due-on-sale clause in the underlying deed of trust.

Which county in Texas has the cheapest land?

This might not come as a surprise, but you can find some of the cheapest vacant land in the country in Texas. Within Texas, Wilbarger County was the cheapest county in which one could buy a vacant lot since 2014.

Where are the cheapest acres of land?

So for both 1 acre and 5 acre plots, our cheapest states to buy land are New Mexico, Arizona, Mississippi, closed followed by Florida, Texas, Colorado, and Oregon. Some great news for you here is that at Compass Land USA, we do a lot of work in Colorado, Arizona, and Florida.