Keesler federal credit union credit card customer service

Frequently Asked Questions

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Keesler FCU savings products available include Regular Share Savings, Individual Retirement Accounts / IRAs, Money Market, and Share Certificates / CDs.

Where can I find the login for Online Banking?
Account Access through online banking is available at Keesler FCU login.

Is Keesler FCU Mobile Banking available?
Yes, mobile banking for members provides access to your accounts. With help getting setup, start at the website.

Are Keesler FCU Auto Loans available?
Car/Truck/SUV loans are offered at competitive rates and terms. Full details available online from the website. Contact this location for a loan application or to ask about pre-approval, or payment/payoff address. Calculate Auto Loan amount with the easy online calculator.

How can I apply for a Keesler FCU Credit Card?
The credit union does offer credit cards to members. To get more information, application, current rates, and to apply for a credit card, go to the website. Calculate the credit card payoff months or payment for your current card.

Is Online Bill Pay available?
Members have the ability to pay bills online, start on the website.

Customer Service
Needing personal assistance? Keesler FCU Contact Number (888) 533-7537.

What is the routing number for Keesler FCU?
Get the routing number, assets, loans, and other financial information.

Pay your Keesler Federal Credit Union bill

doxo is a secure all-in-one service to organize all your provider accounts in a single app, enabling reliable payment delivery to thousands of billers. doxo is not an affiliate of Keesler Federal Credit Union. Logos and other trademarks within this site are the property of their respective owners. No endorsement has been given nor is implied. Payments are free with a linked bank account. Other payments may have a fee, which will be clearly displayed before checkout. Learn about doxo and how we protect users' payments.

Customer Base Overlap

Customers that follow Keesler Federal Credit Union most often also follow:

Highlights
Purchase APR  (Variable APR) 3.25 - 18
Balance Transfer APR  (Variable APR) 3.25 - 18
Credit Score Range 600 - 850
Annual Fee $0

Keesler Federal Credit Union Visa Classic Card Review

This is a credit card issued by Keesler Federal Credit Union. If you're wondering whether Keesler Federal Credit Union Visa Classic Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • Competitive APRs. Keesler Federal Credit Union Visa Classic Card has a variable purchase APR that ranges from 3.25% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Keesler Federal Credit Union Visa Classic Card

The GoodThe Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.99%.
  • No balance transfer fee.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • Keesler Federal Credit Union Visa Classic Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Keesler Federal Credit Union Visa Classic Card FAQ

Does Keesler Federal Credit Union Visa Classic Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Keesler Federal Credit Union Visa Classic Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Reports to major credit bureaus

What are the relevant APRs for Keesler Federal Credit Union Visa Classic Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Keesler Federal Credit Union Visa Classic Card has a variable purchase APR that ranges from 3.25% up to 18%. The card has a variable balance transfer APR that ranges from 3.25% up to 18%. It also has a variable cash advance APR that ranges from 3.25% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Keesler Federal Credit Union Visa Classic Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 12 months.

Keesler Federal Credit Union Visa Classic Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period 0
Balance Transfer Introductory APR 1.99
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 3.25 - 18
Balance Transfer Fee Minimum 0
Balance Transfer Fee % 0

Does Keesler Federal Credit Union Visa Classic Card have an intro APR offer on new purchases?

Keesler Federal Credit Union Visa Classic Card Purchase Intro Offer
Description
Introductory Rate 1.99
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 12 months.

What are the fees for Keesler Federal Credit Union Visa Classic Card?

The following fees apply:

Keesler Federal Credit Union Visa Classic Card Fees
FeesAmount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Keesler Federal Credit Union Visa Classic Card have a foreign transaction fee?

Keesler Federal Credit Union Visa Classic Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Keesler Federal Credit Union Visa Classic Card?

The Keesler Federal Credit Union Visa Classic Card customer service number is (888) 533-7537.

What is the support contact email for Keesler Federal Credit Union Visa Classic Card?

The support contact email for Keesler Federal Credit Union Visa Classic Card is .

What is the Keesler Federal Credit Union Visa Classic Card login page?

You can access the Keesler Federal Credit Union Visa Classic Card login page here.

How do people rate the customer service and user experience of Keesler Federal Credit Union Visa Classic Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Keesler Federal Credit Union Visa Classic Card report your account activity to credit bureaus?

Yes, Keesler Federal Credit Union Visa Classic Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Keesler Federal Credit Union Visa Classic Card

  • Visit the Keesler Federal Credit Union Visa Classic Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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How do I activate my Keesler credit card?

Activate your Card online at www.kfcu.org or by calling toll-free, (855) 657-8588. You will be required, for validations purposes, to provide personal information. You will also be given a PIN. You will need your PIN to access cash from ATMs and to use at all merchants abroad equipped with global chip & pin terminals.

How do I dispute a charge with Keesler Federal Credit Union?

If you determine the transaction is truly unauthorized, contact Keesler Federal at 1-888-533-7537 or visit any branch to open a claim. Please have all necessary documentation available at the time of the call or branch visit.

What credit bureau does Keesler Federal Credit Union use?

SavvyMoney pulls your credit profile from TransUnion, one of the three major credit reporting bureaus. How often is my credit score updated within SavvyMoney? If you are a regular online banking user, your credit score will be updated every month and displayed on your Keesler Everywhere home page.

How do I unlock my Keesler account?

Click on the login button and click on “Forgot Password?” located under the login box. Agree to the password safety guidelines and click continue. Confirm your identity. You will need your username, social security number and zip code.