Check the status of your stimulus check

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(NEXSTAR) — The “Get My Payment” tool on the IRS website is live and will show eligible recipients the status of their third stimulus payment.

If you use the IRS website, you should see the scheduled deposit date for your check. Example: “We scheduled your payment to be deposited on March 17, 2021 to the bank account below.”

A note on the website says, “If you don’t see your payment credited to your account, check with your bank to verify they received it. We will mail you a letter with additional information on this payment.”

Why are you seeing ‘Payment Status Not Available’?

The Get My Payment application will say “Payment Status Not Available” for the following reasons:

  • Your payment hasn’t been processed yet.
  • The IRS doesn’t have enough information to issue you a payment.
  • You aren’t eligible for a payment.

The IRS will be issuing the stimulus check payments through 2021. You should check back on Get My Payment for updates.

For answers to more frequently asked questions, click here.

When should I get my payment?

Officials at the Treasury Department and Internal Revenue Service said Friday that processing of the new round of stimulus payments has already begun. The first payments were expected to show up in bank accounts over the weekend.

President Joe Biden signed the new $1.9 trillion rescue package Thursday, the day after it won final passage in the House. The measure provides for payments to qualifying individuals of up to $1,400, with payments to a qualifying family of four of $5,600.

“The payments will be delivered automatically to taxpayers even as the IRS continues delivering regular tax refunds,” IRS Commissioner Chuck Rettig said in a statement.

It is estimated that 85% of Americans will be eligible for the payments, and the goal is to have millions of the payments disbursed in the next few weeks.

Taxpayers who have provided bank information with the IRS will receive the direct-deposit payments, while others will get paper checks or debit cards mailed to them.

Officials said in the interest of speeding up the relief payments, the IRS will use the latest tax return available, either the 2019 return filed last year or the 2020 return that is due by April 15 to determine the amount someone might receive.

This same tool was previously used during the other stimulus check rollouts, and did reportedly encounter some problems, including being overwhelmed by the amount of users.

The Associated Press contributed to this story.

You can look up the status of your stimulus check on the I.R.S. website.

  • March 17, 2021

You can track the status of your payment via the I.R.S.’s Get My Payment tool. Be aware that the volume of users sometimes overwhelms the site.

What should I do if I still haven’t gotten a payment from a past round of stimulus?

If you were in fact eligible to receive it, you can try to recover it through the so-called Recovery Rebate Credit when filing your 2020 return. Make your claim on Line 30 of Form 1040 or 1040-SR.

If your third stimulus check hasn't arrived yet, you're likely becoming concerned about what's happened to it. But don't get too worried yet -- start by checking your bank account because it may have a pending deposit.Iit's also possible the check is stuck en route in the mail. Once you figure out your payment status, you may find that you're owed a "plus-up" supplemental payment if the IRS didn't send you enough stimulus money. 

However, there could be information you need to act on; if that's the case, the IRS online tracking tool will let you know. It'll also show if you need to file a payment trace for that missing third check. The tool isn't perfect, but it's a great way to learn your payment status. It won't tell you how much money to expect -- not everyone gets $1,400 -- but you can use our stimulus calculator to estimate that amount. 

In mid-July, the IRS will begin disbursing advance child tax credit checks for up to $300 a month for those eligible -- you can use this separate calculator for that. Here's how to claim up to thousands in child care expenses and what we know about a possible fourth stimulus payment. We have updated this story.

IRS Get My Payment: How to use the online tracker tool

To get an update on your third stimulus check using Get My Payment, enter your Social Security number, date of birth, street address and ZIP or postal code. The tool will display a message with information about your payment. You can see things like whether your money was sent or is scheduled to be sent, the payment method (direct deposit, paper check or EIP card) and the date your stimulus money was issued. The tool may also say it can't yet determine your status -- see more below about error messages.

What the online Get My Payment tool can't tell you

The IRS tool won't give you hourly updates -- the status information is updated once daily (usually overnight) -- nor will it tell you how much stimulus money you're getting or provide details on the first two stimulus checks approved in 2020. You won't find steps for what to do if you run into payment problems.

The IRS doesn't want you to call if you have payment trouble. The agency says its representatives don't have information beyond what's shown in the tool. Here's what we recommend doing to address a stimulus issue.

Another way to find out more info on your third payment is to create an IRS account online. If you are sent a plus-up payment after your 2020 tax return is processed, you should see the amount of your plus-up payment with your online account. (The Get My Payment tool won't tell you the amount of your plus-up payment, but it might tell you its status.) 

Check the status of your stimulus check

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You may see a 'Payment Status Not Available' message

Don't be alarmed if the Get My Payment tool gives you a message that says "Payment Status Not Available." You may see this message until your payment is processed, according to the IRS. So you may not have to do anything.

But it could also mean you're not eligible for a payment. So you may want to double-check your eligibility and plug your numbers in our stimulus check calculator to see whether you're due money.

You may see a 'Need More Information' message

According to the IRS FAQ, a Need More Information message in the Get My Payment tool means your payment was returned because the US Postal Service wasn't able to deliver it.

The FAQ says you'll be able to have your payment reissued as a direct deposit by providing a bank routing and account number, a prepaid debit card (the card must be reloadable) or a financial service account that has a routing and account number associated with it. The FAQ says you can also update your mailing address to receive your payment.

The IRS tool might say your payment was sent to you

If the IRS' online tool says the agency has issued your stimulus money, but you have no record of it in your bank account and it never arrived in your mailbox, you may need to take one of these steps, including possibly filing a stimulus check payment trace. You'll need to have the letter the IRS sent you

USPS is a good way to track your paper check

If your third stimulus check is going out in the mail, the US Postal Service has a free app that can notify you when it's about to deliver your stimulus money from the IRS. Informed Delivery is a mail-tracking service that automatically scans your letters and alerts you to when they'll be delivered. Here's more on how to set up and use the letter-tracking service from the USPS to keep tabs on your payment.

Don't lose the IRS letter that confirms your stimulus payment 

If the IRS issues you a stimulus check, it sends a notice by mail to your last known address within 15 days after making the payment to confirm delivery. The letter contains information on when and how the payment was made and how to report it to the IRS if you didn't receive all the money you're entitled to. You'll need to reference this information if you don't receive your full payment and need to claim your money later. Here's how to recover the information if you lost or tossed the letter.

If the first two stimulus payments never showed up, do this

The IRS is no longer automatically sending out the first and second payments that were approved in 2020. If you believe you're still owed money from either of those payment rounds, your best chance of claiming those funds is to file for the Recovery Rebate Credit as part of the 2020 tax season

If you're eligible, you'll need to know the amount of money the IRS allotted you, which you can find out online or from the letter the agency mailed. The IRS said the updated Get My Payment tracker won't give you information on the first and second checks. Instead, you need to set up and check your IRS account for information on those payments.

What to know about adding your direct deposit details

You can't use the Get My Payment tool to sign up for a new account or correct details about your payment. Even if the IRS is unable to deliver your payment to a bank account and the money is returned to the government, you won't be able to correct the details online -- the IRS says it will send the money again by mail.

The extended tax deadline was May 17. With the agency's delay in processing tax returns, trying to register for a new direct deposit account with your 2020 tax return won't get you into the system quickly enough. However, if you haven't submitted your taxes yet, signing up for a new direct deposit account could still get you IRS money faster in the future, such as tax refunds or the upcoming child tax credit.

Here's what veterans and SSI, SSDI beneficiaries should know 

The IRS tracking tool Get My Payment is designed to tell you the status of your third stimulus check. People who receive Social Security benefits like SSDI and SSI and veterans who don't file taxes can also see their payment status in the tracker tool. Tens of millions of Social Security recipients and veterans should have already received their $1,400 payment.

For more stimulus check details, here's everything to know about the third check. And here's what we know so far about whether a fourth stimulus check could happen.

How do I check on the status of my stimulus check?

Your Online Account: Securely access your individual IRS account online to view the total of your first, second and third Economic Impact Payment amounts under the “Economic Impact Payment Information” section on the Tax Records page. IRS EIP Notices: We mailed these notices to the address we have on file.

Are we getting a stimulus check in July 2022?

The rebate was issued in July and sent automatically to taxpayers who filed a 2021 state return. Another rebate was issued to all taxpayers. Single filers received $500, and joint filers received $1,000. This rebate was split into two equal payments, delivered in June and August 2022.