Can you change direct deposit for tax refund after filing

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Direct deposit is the easiest, fastest way to get your refund. Combine e-file with direct deposit to:
Set up direct deposit (see sample check below)
Notifications
Sample check
Issues with direct deposit?
Tax Refund Frequently Asked Questions
Looking for Information About Your Tax Refund?

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Direct deposit is the easiest, fastest way to get your refund. Combine e-file with direct deposit to:

receive your refund faster
reduce trips to the bank
get peace of mind—no lost or undeliverable checks

Set up direct deposit (see sample check below)

Enter your bank's nine-digit routing number on the return you're filing. You can find your checking account routing number on a check. Your bank can provide your savings account routing number. If you use an online banking application, you should find the information you need in your mobile banking app.
Enter your bank account number on the return you're filing (up to 17 characters). Don't include your check number.
Your savings account number is available on your pre-printed deposit slips, your passbook, or other bank records.

Notifications

If you create an Online Services account and sign up to receive email notifications, we'll send you an email notifying you when we issue your refund.
If you're signed up for email notifications and requested a direct deposit that can't be deposited in your account, we'll send you an email when the paper check has been issued.
Also see Filing tips and Check your refund status online 24/7.

Sample check

Issues with direct deposit?

If you chose to receive your refund by direct deposit and:

it’s been more than 15 days since your direct deposit issue date and you haven’t received it yet, see Direct deposit troubleshooting tips.
you have changed banks, closed your bank account, or originally submitted incorrect ACH information, we will not be able to deposit your refund, instead we will issue your refund as a check.

Updated: August 15, 2022

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Tax Refund Frequently Asked Questions

Direct Deposit is a safe, reliable, and convenient way to receive Federal payments. The Department of the Treasury's Bureau of the Fiscal Service and the Internal Revenue Service both encourage direct deposit of IRS tax refunds. Direct Deposit combined with IRS e-file provides taxpayers with the fastest and safest way to receive refunds.

This resource page of frequently asked questions about IRS tax refunds provides financial institutions with useful information for reference while assisting customers during the tax filing season.

For other FAQs about Direct Deposit, download the Direct Deposit FAQs.

Looking for Information About Your Tax Refund?

E-file and sign up for Direct Deposit to receive your refund faster, safer, and easier! You can check the status of your refund using IRS’ Where’s My Refund?

Not using e-file? You can still get all the benefits of Direct Deposit by getting your tax refund deposited into your account. Simply provide your banking information to the IRS at the time you are submitting your taxes.

Convenience, reliability and security. No more special trips to your institution to deposit your check — a nice feature if you are busy, ill, away from home, located far from a branch or in a place where parking is hard to find. You no longer need to wait for your check to arrive in the mail. Your money will always be in your account on time. If you move without changing financial institutions, you will not have to wait for your check to catch up with you. You do not have to worry about lost, stolen or misplaced checks.

Last modified 08/25/22