Ilsa Esteves, Member Center Manager
Dana Abdullah, Member Center Assistant Manager
Wright-Patt Credit Union has been in existence since 1932, and first joined the downtown Dayton community in 1977. After several relocations in the downtown area, the Member Center at 1 South Main Street reopened in February 2004.
As a not-for-profit, member-owned financial cooperative, Wright-Patt Credit Union is operated for our members’ benefit, not for someone else’s profit. All members share the rewards of the credit union’s strength and success in the form of affordable rates on loans; great returns on savings; excellent growth of the money they have invested for the future; special programs to help manage their finances; and low or no fees for all services and products.
We often hear that Wright-Patt offers products and services you would expect from a large corporation, but with a “small town” flavor. We also pay more for deposits than for-profit banking institutions, providing members with a better return on savings. We charge less for loans by offering lower loan rates, and we offer lower user account fees.
How do we do this? We focus on serving Main Street, not on maximizing earnings to meet Wall Street projections. No one is more important to us than our member-owners. That’s why Wright-Patt was able to pay a Special Patronage Dividend of over $4 million back to our members in January, 2010.
The Downtown Dayton Member Center staff – Michelle, Beth, Jenna, Holly and Stephanie – invites you to stop by and learn how we can help you with all of your personal or business financial needs. In addition to savings and checking accounts, we offer credit cards, personal loans such as auto, student and home equity loans, small business solutions and more!
More information about Wright-Patt’s services is available at www.wpcu.coop or by calling our Member Help Center at (937)912-7000 or (800) 762-0047.
Wright-Patt Credit Union is a Federally Insured State Chartered Credit Union with 30 Member Centers, and assets of nearly $3 billion. WPCU is a democratically controlled not-for-profit financial cooperative owned by and operated for the benefit of the membership.
Eligibility
Find out if you are eligible to join Wright-Patt Credit Union.
What's Your Rating?
3 Star Rating
Verified CustomerSet me up on an auto pay system at the start of the loan but made me go in and manually make the first one. A couple of years later they did not inform me that I had an $8 balance on my account and could not tell me where it was from.
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Anita
September 22, 2022 • @Anitathe411
5 Star Rating
Verified CustomerVery helpful, personable and always kind. Locations are always convenient, drivethru is very secure, and ATM are everywhere. Thank you wright patt
Product: Wright-Patt Credit Union Personal Loans
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William
September 15, 2022 • @w_warren058
5 Star Rating
Verified CustomerThey are always helpful and friendly they will work hard to help you anyway they can they offer a lot of programs to help you save for retirement
Product: Wright-Patt Credit Union Personal Loans
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Tim
September 13, 2022 • @timcrader
5 Star Rating
Verified CustomerExtremely helpful customer service on all products. Always at the ready to guide through processes . Appreciated online & mailers.
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Ashley Dean
June 7, 2022 • @afdean
1 Star Rating
What they don't say when you are applying for a checking/saving account is that they will be running a hard inquiry on your credit. I had thought that what they meant by "obtain periodic credit reports" it meant a soft inquiry, as hard wasn't specified and never would have submitted the application for an account had I known it was a hard inquiry. This is a checking and savings account, I didn't even apply for over draft protection and my credit gets dinged? Should have read the reviews online before applying. Will never do business with WPCU. I had thought local credit unions were supposed to be better than big banks, but have not found that to be the case with WPCU.
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janice n
June 3, 2022 • @janicen1
5 Star Rating
Verified CustomerNew to credit file. Used WPCU in the 1990's. I quit because of rule changes, made to show ID to make a deposit. I like customer service to be more personable.
Product: Wright-Patt Credit Union Personal Loans
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Preanell
April 9, 2022 • @preanellmitchell27
5 Star Rating
Verified CustomerI Love this Credit Union because they have my best interests at heart and for that I give the 5 Stars! I would recommend Wright-Patt Credit Union to Family and Friends.
Product: Wright-Patt Credit Union Personal Loans
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Dustin
April 3, 2022 • @brookseyboyis
5 Star Rating
Verified CustomerWright patt is great with low interest likes the car service so well I got a auto loan threw them with low interest rate as well highly recommended
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williamsc021283
March 15, 2022 • @williamsc021283
1 Star Rating
I simply just tried to get a new savings and checking account and they told me I couldn’t because I owed them money from 2001??♀️ I don’t even remember having an account with them besides my auto loan that was paid off.
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Derrick
March 15, 2022 • @ddjunior78
5 Star Rating
Verified CustomerGreat financial institution I love the customer service so easy to talk too and easy to deal with. They have some of best interest rates around.
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