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- Abel Ayala
Residential Mortgage Banker
Office Information
225 North Barranca Street
West Covina
,California 91791
US
Areas Served
Get to know me
Abel Ayala has been in the residential industry for over 30 years and has helped many clients achieve the American home ownership dream.
Whether you are purchasing or refinancing , Abel has a solid
understanding of loan programs and underwriting guidelines that will enable him to tailor options which best fit your needs.
His areas of expertise include first time home buyer, conventional , jumbo and FHA government loans.
When away from work , Abel Spends as much time as possible outdoors enjoying running, swimming, hiking and cycling.
Abel is fluent in Spanish and always ready willing and able to assist you.
Product Specialties
Conventional
FHA
First Time Homebuyer
Jumbo Loans
Pre-Approvals
Refinance
Languages
Fluent in Spanish
Personal Interests
Spending as much time outdoors running, swimming, hiking, and cycling.
Resources
Start planning for home ownership today. Access all our resources to help you get your finances in order, save for a down payment and prepare for the responsibility of owning a home.
Refinancing your mortgage could lock in a lower rate or allow you to consolidate debt, make a home improvement or finance a college education by accessing your home equity.
Modest incomes and limited savings don't have to be obstacles to home ownership. Your journey to home ownership can begin today.
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Have You Met Mr. Cooper in West Covina, CA?
We're a home loan company in California that values people over paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in California. This move went beyond a basic name change. We adjusted our business for the better. How? First off, we got rid of all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.
Get Pre-Approved for a Mortgage in West Covina, CA with Mr. Cooper
Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in West Covina can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in West Covina can help you do so much — even learn more about your credit score and finances in general.
We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in West Covina, CA. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.
Conventional loans are a popular choice for West Covina home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.
Depending on your situation, you may want to consider another type of home loan that's available to many West Covina home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in West Covina today.
VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in West Covina and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in West Covina. Get Started
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in West Covina. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the purpose of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your West Covina home!).
There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in West Covina can help you learn more about refinancing and choose the right refinance option.
Buying a House in West Covina with Mr. Cooper
Buying a house in West Covina, CA? Then you'll probably want to look into getting preapproved for a mortgage in West Covina and seek professional assistance for how to buy a home in West Covina. The real estate market in California is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically purchase. Next, we can help you get pre-approved for a mortgage in West Covina. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.
Contact Mr. Cooper Customer Service for Help in West Covina, CA
We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
We’ve covered all the bases when it comes to the West Covina home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program pairs you with a local West Covina agent you feel good about. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**